Chủ Nhật, 25/09/2022, 09:00

The maximum short-term loan interest rate is 5.5% per annum from October 01, 2022

Tác giả: LuatVietnam

The State Bank of Vietnam issues Decision No. 1730/QD-NHNN which takes effect on October 01, 2022, and replaces Decision No. 920/QD-NHNN dated March 16, 2020, of the State Bank Governor on maximum short-term loan interest rate in Vietnam dong of credit institutions, foreign bank branches for borrowers to meet the capital demand in service of a number of economic sectors and industries as prescribed in the Circular No. 39/2016/TT-NHNN dated December 12, 2016.

Decision 1730 prescribes the maximum short-term loan interest rate in Vietnam dong of credit institutions and foreign bank branches for borrowers to meet the capital demand in service of a number of economic sectors and industries.

Accordingly, the maximum short-term loan interest rate in VND is 4.5% per annum.

(As prescribed in Clause 2, Article 13 of Circular No. 39/2016/TT-NHNN which is applied by the credit institutions, foreign bank branches except for people’s credit funds and micro-financial institutions).

Maximum short-term loan interest rate is 5.5% per annum — *The maximum short-term loan interest rate is 5.5% per annum from October 01, 2022 (Illustration)*

The maximum short-term loan interest rate in VND to be applied shall be 5.5% per annum.

(For the People’s credit fund and micro-financial institution)

Besides, the interest rate applied to credit contracts and loan agreement documents signed before October 01, 2022, shall continue to be implemented under the signed credit contracts and loan agreements in accordance with the law at the time of contract and agreement signing.

1900 6192 để được giải đáp qua tổng đài

090 222 9061 để sử dụng dịch vụ Luật sư tư vấn (CÓ PHÍ)

Đánh giá bài viết:

Bài viết đã giải quyết được vấn đề của bạn chưa?

Rồi Chưa

Chủ đề:
Enterprise policy

Tin cùng chuyên mục

Vietnam Law Day promotes respect for legislation and culture of legal compliance

Observed annually on November 9, Vietnam Law Day seeks to promote respect for the constitution and the law, raise public awareness of legal compliance and encourage people to make respect for regulations an integral part of everyday life. This year’s activities place greater emphasis on practical, people-centred legal education and digital transformation.

3 giờ trước

Drastic measures taken to protect consumer data in cyberspace

Under the Law on Personal Data Protection and the Law on Protection of Consumers' Rights, consumers are entitled to be informed, give or withdraw consent, and request the correction or deletion of their personal data, regardless of where it is processed.

19 giờ trước

Ministry proposes special tax waivers to speed up business closures

Special measures are proposed to ease tax filing requirements and reduce administrative penalties for inactive taxpayers to help them to either resume business or formally exit the market.

20 giờ trước

Vietnam proposes special visas for remote workers, medical tourists in bid to stimulate tourism

Vietnam is considering more flexible visa and residence arrangements for foreign remote workers, medical tourists and long-stay healthcare visitors, alongside expanded bilateral visa exemptions, under a proposed package of special policies to boost tourism development.

22 giờ trước

Proposed programme strives for at least 50 per cent drug-free communes and wards nationwide by 2030

The Government has recently proposed a national target programme on drug and crime prevention and control for the 2026-35 period, that aims for at least 50 per cent of communes and wards nationwide to be drug-free by 2030, binding the responsibilities of grassroots Party Committees and local authorities.

09/11/2026

Stronger measures to protect children from abuse and scams in cyberspace

Protecting children from online abuse, scams, bullying and exploitation has been identified as a key priority under a recently approved national strategy, which also seeks to strengthen children's digital skills and improve child protection services.

09/11/2026

Government rolls out action plan to attract, employ top talents in cutting-edge fields

The Government has introduced an action plan to attract and offer preferential treatment to talented people in science, technology and other spearhead sectors with a view to driving sustainable national growth.

09/11/2026

Vietnam well-positioned to attract high-quality European investment: insiders

Vietnam has established a considerable manufacturing and export base, giving it an advantage in attracting investment from European corporations. However, amid the restructuring of global supply chains, the key objective is not merely to attract more investment, but also to enhance the quality of investment and the value it generates.

05/11/2026

Draft Maritime and Waterway Code paves way for green transition

The draft Maritime and Waterway Code proposes a unified legal framework for the maritime and waterway fields, with mechanisms to attract strategic investors and incentives for green transition.

05/11/2026

Stronger support for people recovering from drug addiction

The 2025 Law on Drug Prevention and Control strengthens post-rehabilitation management by combining supervision with practical support, helping people who have completed drug rehabilitation reintegrate into society, secure employment and reduce the risk of relapse.

05/11/2026

Xem tiếp