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Chủ Nhật, 25/09/2022,
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The maximum short-term loan interest rate is 5.5% per annum from October 01, 2022

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Tác giả: LuatVietnam
The State Bank of Vietnam issues Decision No. 1730/QD-NHNN which takes effect on October 01, 2022, and replaces Decision No. 920/QD-NHNN dated March 16, 2020, of the State Bank Governor on maximum short-term loan interest rate in Vietnam dong of credit institutions, foreign bank branches for borrowers to meet the capital demand in service of a number of economic sectors and industries as prescribed in the Circular No. 39/2016/TT-NHNN dated December 12, 2016.

Decision 1730 prescribes the maximum short-term loan interest rate in Vietnam dong of credit institutions and foreign bank branches for borrowers to meet the capital demand in service of a number of economic sectors and industries.

Accordingly, the maximum short-term loan interest rate in VND is 4.5% per annum.

(As prescribed in Clause 2, Article 13 of Circular No. 39/2016/TT-NHNN which is applied by the credit institutions, foreign bank branches except for people’s credit funds and micro-financial institutions).

Maximum short-term loan interest rate is 5.5% per annum
The maximum short-term loan interest rate is 5.5% per annum from October 01, 2022 (Illustration)

The maximum short-term loan interest rate in VND to be applied shall be 5.5% per annum.

(For the People’s credit fund and micro-financial institution)

Besides, the interest rate applied to credit contracts and loan agreement documents signed before October 01, 2022, shall continue to be implemented under the signed credit contracts and loan agreements in accordance with the law at the time of contract and agreement signing.

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