Thứ Hai, 07/10/2024, 17:13

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Central bank issues new regulations on USD deposit interest rates

Tác giả: VLLF

The State Bank of Vietnam (SBV) has issued a circular on USD deposit interest rates applicable to organizations and individuals at credit institutions and foreign bank branches.

In Circular 46/2024/TT-NHNN of September 30, 2024 will become effective on November 20, 2024, the rates are not allowed to exceed the maximum decided by the SBV Governor in a particular period for deposits of organizations and individuals.

The maximum USD deposit interest rate specified in this circular includes promotional incentives in all forms, applicable to the end-of-term interest payment method and other interest payment methods converted according to the end-of-term interest payment method.

Credit institutions must publicly post USD deposit interest rates at legal transaction locations within their networks and on their websites (if any). They are banned from offering promotional incentives in cash, interest, or other forms that contravene the law, said the circular.

*Central bank issues new regulations on USD deposit interest rates (Illustration)*

For USD deposit interest rate agreements signed before the effective date of this circular, credit institutions and customers shall continue to implement the deals until the end of the term. In case the agreed term expires and the customer does not come to withdraw the deposit, the credit institution shall apply the deposit interest rate by this circular.

By: VLLF

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