Decision No. 2866/QD-NHNN of the State Bank of Vietnam dated July 22, 2025 prescribes the maximum outstanding loan balance for a borrower under peer-to-peer (P2P) lending solutions in the regulatory sandbox.
According to Decision No. 2866/QD-NHNN (issued and effective on July 22, 2025), the maximum outstanding loan balance of a borrower at a P2P lending solution participating in the regulatory sandbox is limited to VND 100 million (VND 100,000,000).
This means that each borrower may only borrow up to VND 100 million from a specific P2P lending platform.
In addition, the maximum outstanding loan balance of a borrower at all P2P lending solutions participating in the regulatory sandbox is limited to VND 400 million (VND 400,000,000).a
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