Quyết định 355/QĐ-TTg 2019 mức lãi suất cho vay ưu đãi mua nhà ở xã hội

THE PRIME MINISTER

Decision No. 355/QD-TTg dated April 01, 2019 of the Prime Minister on concessional loans of the Vietnam Bank for Social Policies in accordance with the Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on social housing development and management

THE PRIME MINISTER

Pursuant to the Law on Organization of the Government dated June 19, 2015;

Pursuant to the Law on Housing dated November 25, 2014;

Pursuant to the Government’s Decree No. 78/2002/ND-CP dated October 04, 2002 on credit for poor people and other policy beneficiaries 2;

Pursuant to the Government’s Decree No. 100/2015/ND-CP dated October 20, 2002 on social housing development and management;

At the request of the Chief of Management Board of the Vietnam Bank for Social Policies at the Notification No. 87/TTr-NHCS dated December 27, 2018.

DECIDES:

Article 1.The interest rate of the Vietnam Bank for Social Policies’ concessional loans in 2019 to purchase, rent-purchase social houses; to build or renovate and repair social houses in accordance with the Decree No. 100/2015/ND-CP dated October 20, 2015 of the Government on social housing development and management is 4.8% per year. Overdue debt interest rate shall be 130% interest rate when lending.

Article 2.This Decision takes effect on the signing date and replace the Decision NO. 370/QD-TTg dated April 03, 2018 of the Prime Minister.

Article 3.Ministers, Heads of Ministerial-level agencies, Heads of Government’s agencies; Governor of the State Bank of Vietnam, Chairperson of the Board, General Director of the Vietnam Bank for Social Policies shall hold responsibility to implement this Decision.

The Prime Minister

Nguyen Xuan Phuc