Thông tư 08/2020/TT-NHNN sửa đổi Thông tư giới hạn bảo đảm an toàn hoạt động ngân hàng

CIRCULAR

On amending and supplementing a number of articles of the Circular No. 22/2019/TT-NHNN dated November 15, 2019 by the Governor of the State Bank of Vietnam on prescribing limits and prudential ratios in operations of banks and foreign bank branches

Pursuant to the Law on State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on Credit Institutions dated June 16, 2010;

Pursuant to the Law on amending and supplementing a number of articles of the Law on Credit Institutions dated November 20, 2017;

Pursuant to the Government’s Decree No. 16/2017/ND-CP dated February 17, 2017 on defining the functions, tasks, powers and organizational structure of the State Bank of Vietnam;

At the proposal of the Chief Inspector of the Banking Supervision Agency;

The Governor of the State Bank of Vietnam hereby promulgates the Circular on amending and supplementing a number of articles of the Circular No. 22/2019/TT-NHNN dated November 15, 2019 by the Governor of the State Bank of Vietnam on prescribing limits and prudential ratios in operations of banks and foreign bank branches.

Article 1. To amend and supplement a number of articles of the Circular No. 22/2019/TT-NHNN dated November 15, 2019 by the Governor of the State Bank of Vietnam on prescribing limits and prudential ratios in operations of banks and foreign bank branches

To amend and supplement Clause 5, Article 16 as follows:

“5. Banks and foreign bank branches shall comply with the maximum ratio of short-term capital sources for provision of medium- and long-term loans according to the schedules below:

a) From January 01, 2020 to the end of September 30, 2021: 40%;

b) From October 01, 2021 to the end of September 30, 2022: 37%;

c) From October 01, 2022 to the end of September 30, 2023: 34%;

d) From October 01, 2023: 30%.”

Article 2. Responsibility for implementation organization

Chief of Office, Chief Inspector of the Banking Supervision Agency, Heads of units under the State Bank of Vietnam, Directors of State Bank branches in provinces and centrally-run cities, Directors of banks and foreign bank branches shall be responsible for the implementation of this Circular.

Article 3. Effect

This Circular takes effect on October 01, 2020./.