Quyết định 1956/QĐ-NHNN 2021 mức lãi suất của các NHTM áp dụng trong năm 2022 đối với dư nợ của các khoản cho vay hỗ trợ nhà ở

DECISION

On the interest rate of commercial banks for outstanding housing support loans in 2022 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016

___________

THE GOVERNOR OF THE STATE BANK OF VIETNAM

Pursuant to the Law on State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on Credits Institutions dated June 16, 2010;

Pursuant to the Law on Amending and Supplementing a Number of Articles of the Law on Credit Institutions dated November 20, 2017;

Pursuant to the Government’s Decree No. 16/2017/ND-CP dated February 17, 2017 on defining the functions, tasks, powers and organizational structure of the State Bank of Vietnam;

Pursuant to the Government’s Resolution No. 02/NQ-CP of January 07, 2013, on solutions for removing difficulties for production and business, supporting the market and settling non-performing loans;

Pursuant to the Government’s Resolution No. 61/NQ-CP dated August 21, 2014, on amending and supplementing the Government’s Resolution No. 02/NQ-CP dated January 07, 2013;

Pursuant to the Circular No. 11/2013/TT-NHNN dated May 15, 2013 of the State Bank of Vietnam providing the grant of housing support loans under the Government’s Resolution No. 02/NQ-CP of January 07, 2013;

Pursuant to the Circular No. 32/2014/TT-NHNN dated November 18, 2014 of the Governor of State Bank of Vietnam on amending and supplementing a number of articles of the Circular No. 11/2013/TT-NHNN of May 15, 2013;

Pursuant to the Circular No. 25/2016/TT-NHNN dated July 29, 2016 of the Governor of State Bank of Vietnam on amending and supplementing a number of articles of the Circular No. 11/2013/TT-NHNN of May 15, 2013;

At the proposal of the Director of the Monetary Policy Department.

DECIDES:

Article 1. The interest rate of commercial banks for outstanding housing support loans in 2022 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016 shall be 4.8% per annum.

Article 2. The Decision takes effect from January 01, 2022 and replaces the Decision No. 2196/QD-NHNN dated December 24, 2020 of the Governor of State Bank of Vietnam on the interest rate of commercial banks for outstanding housing support loans in 2021 in accordance with the Circular No. 11/2013/TT-NHNN dated May 15, 2013, Circular No. 32/2014/TT-NHNN dated November 18, 2014 and Circular No. 25/2016/TT-NHNN dated July 29, 2016.

Article 3. The Chief of Office, Director of Monetary Policy Department, Heads of units of the State Bank of Vietnam, directors of the State Bank’s branches in provinces and centrally run cities; Chairpersons of Board of Directors, Board of Members and General Directors (Directors) of commercial banks providing housing support loans shall be responsible for the implementation of this Decision./.

 For the Governor

The Deputy Governor

Pham Thanh Ha